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We live in an America which is challenging for small businesses. If your business is struggling, you are not alone: more small businesses are closing than are starting. To compound matters, Wall Street-backed predators have painted a bullseye on the backs of small business owners by targeting them with abusive financial products. These loans as well as so-called merchant cash advances often devastate businesses. Unfortunately, these are typically exempt from the protections in place on similar consumer products. If you are unable to pay your small business loan, there is hope. DebtCleanse wants to help your small business get back to business as usual.

“I don’t want to sound like a doomsayer, but when small- and medium-sized businesses are dying faster than they’re being born, so is free enterprise. And when free enterprise dies, America dies with it.” - Gallup CEO and Chairman Jim Clifton


What You Should Know About Unaffordable Business Loans

Government-backed business loans have been stripped of consumer protections and have no statute of limitations; are tough to discharge in bankruptcy; and possess super-collection powers, which allow creditors to bypass the judicial system and start garnishing wages, levying bank accounts, intercepting tax refunds, all without having to go to court to get judgments.

On the other hand, private business loans lack any super-powers, but you may be held personally responsible if you signed a guarantee. Either way, the worst thing you can do is nothing and the best thing you can do is learn what your options are, and challenge your business loans where appropriate.


Challenge Your Business Loans

Despite their super-collection powers, you have rights which you can assert to challenge government-backed student loans. For private loans, these are typically unsecured and lack any super-powers, so you can routinely challenge. Errors in the origination, collection and transfer of your business debt may create the leverage you need to achieve a favorable resolution. You can win.


Cleanse Your Business Loans

Debt Cleanse Group Legal Services exists to help you level the playing field with the business lenders, merchant cash advance providers, servicers, guaranty agencies, US. Small Business Association, franchisors, and anyone else responsible for your unaffordable business debt. We’re here to help you assert your rights against harmful practices, aggressive creditors, and unscrupulous debt buyers. Debt Cleanse can connect you with an attorney empowered with Debt Cleanse tactics who can help explore your options and assist you in cleansing your business loans. Take your first step towards a fresh financial start by calling Debt Cleanse today.


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Debt in America

72% of Americans are stressed about money and 22% feel “extreme” stress, according to an American Psychological Association study.