Debt in collections is death row for debts. Any debt you do not pay is likely to eventually end up there. If you have a collection account, you are not alone: 77 million Americans have collection accounts. That is almost a third of the 242 million adults in America, and 35% of Americans with credit files. If you are struggling with a collection account, Debt Cleanse may be able to help.
Since your account is in collections, you presumably stopped paying. This could result from almost any kind of bill – utility, credit card, medical, payday loan, an old cell phone bill, maybe even that fitness membership contract you signed up for but then only went a few times. After enduring some collection efforts (congratulations, by the way), your debt was eventually either assigned to a collection agency or sold to a debt buyer. Voila! You incurred your very own collection account. Now, Debt Cleanse can help you get rid of it.
The good news is that collection accounts are amongst the easiest debts to cleanse. Oftentimes, you can pay nothing and in time your debt is dead.
You will typically receive an introduction letter from the collection agency. To summarize the contents: “Hi. You owe us money because we just bought (or were assigned) the debt you owed someone else. However, if you dispute anything about this debt, please RSVP within 30 days.
Well, since they did say please, we’ll help you oblige by disputing the debt. If the collection agency cannot validate your debt, this may be the end of the line for that debt.
Debt Cleanse Group Legal Services exists to help you level the playing field with the collection agencies and anyone else responsible for your unaffordable collection accounts. We’re here to help you assert your rights against harmful practices, aggressive creditors, and unscrupulous debt buyers. Debt Cleanse can connect you with an attorney empowered with Debt Cleanse tactics who can help explore your options and assist you in cleansing your collection loans. Take your first step towards a fresh financial start by calling Debt Cleanse today.