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Student loans can be a trap, selling students on their dreams and frequently not delivering. Instead, students are often shackled with debt for decades and even lifetimes. If you are struggling with your student loan debt, you are not alone: in 2015, 60% of the 38 million Americans with student loan debt were not making payments. And, every quarter 250,000 borrowers default on federal student loans. This should not be surprising, as the cost of college is rising 8x faster than wages. Rather than a tool to help you achieve your dreams, your student loan may have you living a nightmare, with depression, resent, stress, regret, fear, and shame. However, DebtCleanse wants to replace the nightmare with hope, optimism and financial stability.


What You Should Know About Unaffordable Student Loans

Government-backed student loans have been stripped of consumer protections and have no statute of limitations; are tough to discharge in bankruptcy; and possess super-collection powers, which allow creditors to bypass the judicial system and start garnishing wages, levying bank accounts, intercepting tax refunds.


Challenge Your Student Loans

Despite their super-collection powers, you have rights which you can assert to challenge government-backed student loans. For private loans, these are typically unsecured and lack any super-powers, so you can routinely challenge. Either way, the worst thing you can do is nothing and the best thing you can do is learn what your options are, and challenge your student loans where appropriate.


Cleanse Your Student Loans

Debt Cleanse Group Legal Services exists to help you level the playing field with the student loan holders, servicers, guaranty agencies, US. Department of Education, schools, and anyone else responsible for your unaffordable student loan debt. We’re here to help you assert your rights against harmful practices, aggressive creditors, and unscrupulous debt buyers. Debt Cleanse can connect you with an attorney empowered with Debt Cleanse tactics who can help explore your options and assist you in cleansing your student loans. Take your first step towards a fresh financial start by calling Debt Cleanse today.


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The DebtCleanse book, the foundation for the DebtCleanse Platform, has an average review of 4.8 stars across platforms like Amazon,  Barnes and Noble,Audible, and Goodreads.

Debt in America

72% of Americans are stressed about money and 22% feel “extreme” stress, according to an American Psychological Association study.